Credit Application

    (For Individual)




    REFERRAL INFORMATION






    BORROWER'S INFORMATION




























    SPOUSE'S INFORMATION











    LOAN INFORMATION












    EMPLOYMENT / BUSINESS INFORMATION

    Borrower

    Spouse







    INCOME DETAILS

    Borrower
    Spouse





    FINANCIAL INFORMATION / BANK RELATIONSHIP

    Deposits







    Loans







    TRADE REFERENCES

    Major Customers




    Major Suppliers




    UNDERTAKING

    1. The Borrower hereby certifies that the information contained herein is/are true and correct and shall form part of the loan documents and the signatures indicated herein are genuine. Any information given by the Borrower or other persons authorized by the Borrower, which is not true or accurate, will automatically cause BHLV, Inc. (BHLV) to reject the Borrower's loan application or cancel its approval.

    2. The Borrower authorizes BHLV to obtain relevant information as it may require concerning this application from other institutions/persons. All information obtained by or provided to BHLV pursuant to this application shall be BHLV's property whether or not the loan is granted.

    3. In case of disapproval, the Borrower understands that BHLV is under no obligation to disclose the reason/s for such disapproval.

    4. The Borrower hereby authorizes BHLV to send notices and announcements to the Borrower as BHLV may deem proper, including without limitation, information regarding the status of the Borrower's loan application and details concerning the Borrower’s approved/availed loan, via email, as well as broadcast messaging service, multi media messaging service, and/or short messaging service as these terms are defined in the regulations of the National Telecommunications Commission (NTC). The Borrower agrees to hold BHLV free and harmless against any loss, injury or damage that the Borrower may suffer in relation to any notification/announcement sent by BHLV to the Borrower in the format stated herein. It is agreed and understood that unless and until BHLV is in receipt of written notice from the Borrower not to be sent such messages, the Borrower's authority as given herein shall be deemed continuing, valid and effective

    5. The Borrower hereby agrees that BHLV may allow its subsidiaries, affiliates and third parties selected by BHLV to offer its products and services to the Borrower through mail, email, fax, SMS or other means of communication. For this purpose, the Borrower further agrees that BHLV may transfer and disclose selected Borrower’s information to its subsidiaries, affiliates and third parties selected by BHLV.





    Credit

    By signing in this section, the Borrower agrees that this shall serve as the Borrower's application for issuance of BHLV Credit. The Borrower undertakes to submit documents as may be deemed necessary by BHLV. The Borrower authorizes BHLV to conduct whatever credit investigation and verification with government agencies or third parties to ascertain credit standing, financial capability of the Borrower, and establish authenticity of the information declared and/or documents submitted. The Borrower further waives applicable confidentiality rules and laws. The Borrower understands that the issuance of a BHLV Credit shall be subject to credit evaluation and discretion of BHLV.



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